Residential Loan Originator Specialist

3 weeks ago


Miami, Florida, United States Seacoast Bank Full time
Mortgage Loan Officer Role

The Mortgage Loan Officer position at Seacoast Bank is pivotal in driving business growth through strategic marketing of residential loan products to external partners. This role requires effective collaboration with internal teams and development of strong relationships with referral sources.

Key Responsibilities:
  • Work closely with Loan Processing, Underwriting, Closing, and Secondary Market teams to gain a comprehensive understanding of the mortgage origination process.
  • Foster and maintain robust relationships with realtors, builders, and other external partners to increase loan referrals.
  • Provide guidance to borrowers, collect and review documentation, and expedite the application process to ensure timely processing.
  • Review borrower qualifications and submit qualified loan applications to processing for efficient workflow management.
  • Briefly interact with customers face-to-face during the application process and facilitate proactive communication to expedite the process when necessary.
  • Develop strong partnerships with internal stakeholders across lines of business to deepen existing relationships and treat internal referrals with equal enthusiasm as external ones.
  • Regularly track progress using calling reports and prospective loan sales pipeline reports to identify areas for improvement.
Required Skills and Qualifications:
  • A High School Diploma or equivalent is required; a degree in a financial-related discipline is preferred.
  • Prior experience in origination, processing, underwriting, or closing is preferred; 5+ years in business development and/or financial services experience is mandatory.
  • Excellent written and verbal communication skills are essential for this role.
  • Proficiency in Microsoft Office Suite software is expected.
Estimated Annual Salary: $72,000

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