Mortgage Loan Originator

21 hours ago


Ponte Vedra Beach, Florida, United States American Neighborhood Mortgage Acceptance Company LLC Full time
Job Title: External Mortgage Loan Originator

At American Neighborhood Mortgage Acceptance Company LLC, we are seeking a highly motivated and experienced External Mortgage Loan Originator to join our team.

Job Summary:

We are looking for a sales-oriented individual with a strong background in the mortgage industry to establish referral source relationships and generate new business opportunities.

Key Responsibilities:
  • Generate new business by building and maintaining relationships with real estate professionals, title and escrow officers, financial advisors, and other relevant partners.
  • Regularly participate in mortgage sales activities, including attending closings, open houses, and conducting seminars to generate leads.
  • Analyze borrowers' financial information, pre-qualify them, and determine the maximum mortgage they can afford.
  • Counsel borrowers on the home buying and financing process, advising them on different loan products and explaining closing costs and monthly payments.
  • Collect financial documents, provide disclosures, and counsel borrowers on credit problems.
  • Maintain regular contact with borrowers, real estate professionals, and lenders to apprise them of the application status and gather additional information as needed.
Requirements:
  • Must have an appropriate state license or certificate.
  • Must have a thorough knowledge of pricing and underwriting requirements of various mortgage insurance companies.
  • Must have a working knowledge of credit underwriting and property eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Must be familiar with local, state, and national laws.
  • Must have excellent communication skills and the ability to analyze financial information.
  • Must be a sales-oriented self-starter.
Work Environment/Physical Demands:

Travel is required 80% of the time.

AnnieMac Home Mortgage is an Equal Opportunity Employer.



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