Senior Mortgage Risk Analyst

3 weeks ago


Jacksonville, Florida, United States Triad Financial Service Inc. Full time

Job Title: Senior Mortgage Risk Analyst

Overview

As a key member of our mortgage lending team at Triad Financial Service Inc., you will play a crucial role in evaluating and underwriting mortgage loan applications to ensure adherence to company policies, regulatory guidelines, and investor requirements.

Responsibilities
  • Evaluate borrowers' financial profiles, including debt-to-income ratio, credit history, and employment stability, to determine loan approval or denial.
  • Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals to assess borrower eligibility and loan risk.
  • Ensure compliance with company policies, regulatory requirements (such as TILA, RESPA, and Fair Lending), and investor guidelines throughout the underwriting process.
Requirements

The successful candidate will have:

  • A strong understanding of mortgage lending regulations and industry trends.
  • Excellent analytical and communication skills.
  • Proficiency in Microsoft Office suite, particularly Excel.
  • Familiarity with Encompass software is advantageous.
  • Knowledge of the Manufactured Home Industry is a desirable asset.

Estimated salary: $50/hourly plus strong incentive plan. We offer competitive compensation packages, including benefits and opportunities for career growth and development.



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