Senior Mortgage Risk Analyst
3 weeks ago
Job Title: Senior Mortgage Risk Analyst
OverviewAs a key member of our mortgage lending team at Triad Financial Service Inc., you will play a crucial role in evaluating and underwriting mortgage loan applications to ensure adherence to company policies, regulatory guidelines, and investor requirements.
Responsibilities- Evaluate borrowers' financial profiles, including debt-to-income ratio, credit history, and employment stability, to determine loan approval or denial.
- Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals to assess borrower eligibility and loan risk.
- Ensure compliance with company policies, regulatory requirements (such as TILA, RESPA, and Fair Lending), and investor guidelines throughout the underwriting process.
The successful candidate will have:
- A strong understanding of mortgage lending regulations and industry trends.
- Excellent analytical and communication skills.
- Proficiency in Microsoft Office suite, particularly Excel.
- Familiarity with Encompass software is advantageous.
- Knowledge of the Manufactured Home Industry is a desirable asset.
Estimated salary: $50/hourly plus strong incentive plan. We offer competitive compensation packages, including benefits and opportunities for career growth and development.
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