Mortgage Underwriter Expert
3 weeks ago
As a Mortgage Underwriter at Triad Financial Service Inc., you will play a crucial role in our mortgage lending team, responsible for evaluating and underwriting mortgage loan applications to ensure adherence to company policies, regulatory guidelines, and investor requirements.
Your primary objective will be to assess borrowers' financial profiles, property information, and loan documentation to make informed lending decisions. You will review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals to assess borrower eligibility and loan risk.
The ideal candidate will have strong analytical skills, with the ability to evaluate debt-to-income ratio, credit history, and employment stability to determine loan approval or denial.
**Key Responsibilities:**
- Evaluate borrowers' financial profiles and loan documentation
- Analyze mortgage loan applications, credit reports, and property appraisals
- Determine loan approval or denial based on borrower eligibility and loan risk
**Requirements:**
- Bachelor's degree in a relevant field (e.g. finance, accounting, business)
- Proficient in Microsoft Office suite (Word, Excel, PowerPoint, Outlook)
- Familiarity with Encompass software is an advantage
- Knowledge of the Manufactured Home Industry is a desirable asset
**Estimated Salary:** $50/hourly plus a strong incentive plan
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