Financial Risk Analyst
1 day ago
We are seeking a Mortgage Underwriter to join our team at Triad Financial Service Inc. The successful candidate will play a critical role in evaluating and underwriting mortgage loan applications, ensuring adherence to company policies, regulatory guidelines, and investor requirements.
Key Responsibilities:
- Evaluate borrowers' financial profiles, property information, and loan documentation to make informed lending decisions.
- Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals to assess borrower eligibility and loan risk.
- Evaluate borrowers' financial stability, including debt-to-income ratio, credit history, and employment stability, to determine loan approval or denial.
- Ensure compliance with company policies, regulatory requirements (such as TILA, RESPA, and Fair Lending), and investor guidelines throughout the underwriting process.
Requirements:
- Familiarity with Encompass software is advantageous.
- Knowledge of the Manufactured Home Industry is a desirable asset.
- Proficient in Microsoft Office suite.
Estimated Salary: $50/hourly plus strong incentive plan.
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Senior Mortgage Risk Analyst
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Financial Services Compliance Officer
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