Financial Risk Analyst

1 day ago


Jacksonville, Florida, United States Triad Financial Service Inc. Full time
Job Description

We are seeking a Mortgage Underwriter to join our team at Triad Financial Service Inc. The successful candidate will play a critical role in evaluating and underwriting mortgage loan applications, ensuring adherence to company policies, regulatory guidelines, and investor requirements.

Key Responsibilities:

  • Evaluate borrowers' financial profiles, property information, and loan documentation to make informed lending decisions.
  • Review and analyze mortgage loan applications, credit reports, income documentation, and property appraisals to assess borrower eligibility and loan risk.
  • Evaluate borrowers' financial stability, including debt-to-income ratio, credit history, and employment stability, to determine loan approval or denial.
  • Ensure compliance with company policies, regulatory requirements (such as TILA, RESPA, and Fair Lending), and investor guidelines throughout the underwriting process.

Requirements:

  • Familiarity with Encompass software is advantageous.
  • Knowledge of the Manufactured Home Industry is a desirable asset.
  • Proficient in Microsoft Office suite.

Estimated Salary: $50/hourly plus strong incentive plan.



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