Senior Life Insurance Underwriting Consultant

3 weeks ago


Cincinnati, Ohio, United States Western & Southern Life Full time
Job Summary:

As a Senior Life Insurance Underwriting Consultant at Western & Southern Life, you will play a critical role in evaluating and classifying risks on applications for life, accident, and critical illness insurance. Your expertise will help ensure that our company's mortality and morbidity pricing assumptions are met, while also providing exceptional customer service to our clients.

Key Responsibilities:

Independently evaluate and classify risks on life insurance applications
Develop and maintain a strong knowledge of human physiology and technical aspects of the underwriting process
Collaborate with field sales associates and applicants to discuss cases and provide explanations for adverse actions
Develop and present structured job-specific training to underwriters
Mentor underwriters on cases, customer service, and technical skills
Comply with federal and state rules and regulations, including MIB and Fair Credit Reporting Act

Requirements:

College degree or relevant underwriting experience
LOMA 280, 290, 311, 320, ACS-100 designation, and/or commensurate experience
Demonstrated experience evaluating risk and insurability on large face amount cases
Proven experience working in a customer-oriented field and effectively articulating information to clients
Strong analytical skills, including experience identifying and quantifying problems and providing effective resolution

Work Environment:

Works in an office setting with extended hours required during peak workloads or special projects
Performs repetitive motions of the wrists, hands, and/or fingers for continuous computer work

Travel Requirements:

None

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