Senior Credit Officer

3 days ago

Athens, Georgia, United States The Symicor Group Full time
The Symicor Group is a boutique talent acquisition firm that specializes in providing top-notch banking and accounting talent to its clients. We are currently seeking a highly skilled and experienced Senior Credit Officer to join our team in Athens, GA.

**Job Summary**

The selected candidate will be responsible for managing the credit analysis and administration teams, including recruitment, development, compensation, and performance management. This role requires a strong background in commercial banking, with a minimum of 10 years of experience in credit administration, analysis, and risk mitigation. The ideal candidate will have a proven track record of success in leading high-performing teams and making strategic decisions that drive business growth.

**Key Responsibilities**

* Develop and implement department financial goals, including credit quality, volume, and risk distribution* Provide recommendations on loan structure, terms, risk rating, and pricing* Present loans to the Bank's Management Loan Committee and Directors Loan Committee for approval* Work with credit analysts and commercial lenders to ensure consistency and content of loan presentations* Implement and monitor credit policies and procedures with controls sufficient to maintain asset quality and credit risk management* Ensure adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio* Prepare and distribute reports related to loan quality and growth trends and loan product concentrations* Review real estate data and assess the impact on the Bank's loan portfolio* Delegate assignments to balance workloads and meet customer expectations* Represent the Bank in communications with regulators, external loan review, auditors, and other parties* Participate in Bank committees, including but not limited to Management Loan Committee and Directors Loan Committee*

**Requirements**

* Bachelor's degree required* Ten or more years of commercial banking experience* Ten or more years of progressive leadership experience* Experience in credit administration, analysis, and risk mitigation with direct credit approval* Supervisory experience in commercial real estate, construction, and commercial and industrial lending*

**What We Offer**

The Symicor Group offers a competitive salary of up to $150K and an excellent benefits package. This is a non-remote position that requires the selected candidate to be based in Athens, GA. If you are a motivated and experienced professional looking to take your career to the next level, we encourage you to apply for this exciting opportunity.

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