Mortgage Loan Originator

2 days ago


Saint Charles, Missouri, United States Vantage Credit Union Full time
Job Title: External Mortgage Loan Officer

We are seeking a highly skilled External Mortgage Loan Officer to join our team at Vantage Credit Union. As a key member of our mortgage lending team, you will be responsible for originating and processing mortgage loans for our members.

Key Responsibilities:
  • Interview members applying for residential mortgages to ensure all necessary information is collected.
  • Perform preliminary analysis of mortgage applications to determine member eligibility.
  • Prepare and send initial disclosures to members to ensure compliance with government regulations.
  • Network with external business partners to generate leads and expand our referral network.
  • Call on provided trigger leads daily to drive business growth.
Requirements:
  • Five years of increasingly responsible experience in mortgage lending, with a strong understanding of loan origination functions.
  • Familiarity with all credit union services and the ability to cross-sell them to members.
  • Excellent oral, written, and listening skills, with the ability to handle pressure and effectively communicate with all levels of personnel.
  • Ability to work on multiple projects simultaneously and meet required objectives.
  • Providing courteous service to members is essential.
Preferred Qualifications:
  • College degree in a business-related field or equivalent experience in mortgage lending.
  • Experience with Encompass software is highly recommended.
  • Attendance at credit union industry seminars, workshops, and conventions is required.
Physical Requirements:
  • Occasional standing or sitting for prolonged periods.
  • Occasional travel or movement between office locations.
  • Occasional lifting, moving, or adjusting objects up to 20 pounds.
  • Constant communication with others through various channels.


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