Excess Casualty Underwriter

Job Title: Excess Casualty Underwriter

Location: On-site at Richmond National office

Company Overview:

Richmond National is a specialty property and casualty insurance company focused on providing insurance to small and mid-size businesses that are unable to find coverage in the standard insurance market.

We operate exclusively within the excess and surplus lines market, which provides our underwriters with flexibility to develop highly tailored policies to best meet the insurance needs and risk management objectives of our customers.

Job Responsibilities:

• Underwrite and bind new and renewal business, and manage assigned brokers, territory, and policies.
• Review small to mid-size complex risks to verify acceptability based on company underwriting appetite and underwriting authority.
• Determine whether to accept, provide an option(s), or decline risks, and oversee, review, and approve endorsements.
• Direct loss control services on specific issues for better risk assessment.
• Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
• Review and resolve premium audit inquiries and disputes.
• Communicate with brokers to develop opportunities, obtain additional information when needed, and promote underwriting appetite for risk.
• Create, analyze, and interpret information from various reports.
• Develop positive working relationships with brokers through daily interactions and travel to brokerage offices.
• Contribute to training, mentoring, and on-boarding of new or less experienced team members.

Requirements:

• Bachelor's degree or equivalent combination of education and relative experience.
• 1+ year of insurance underwriting experience, with E&S experience a plus.
• Excellent analytical and organizational skills.
• Understanding and ability to effectively engage in the negotiation process.
• Detail-oriented with a drive for success and the ability to collaborate effectively and work independently in a fast-paced environment.
• Advanced knowledge of computer programs, including Word, Excel, and Outlook.

Benefits:

• Medical, Dental, and Vision insurance, FSA/HSA plans.
• Short and Long-Term Disability, Life insurance.
• Matching 401k: 100% match on first 3%, 50% match on next 3%.
• Flexible PTO plan, 12 paid company-wide holidays, plus your birthday off.
• Recognized as a Top Workplace by Richmond Times-Dispatch.