Senior Credit Officer

4 weeks ago


Englewood, Colorado, United States CoBank Full time
Job Description:

This is an exciting opportunity to join CoBank's Digital Infrastructure Banking Group as a Senior Credit Officer. As a key member of the team, you will be responsible for analyzing the financial condition and repayment capacity of the bank's largest and most complex borrowers in the Digital Infrastructure industry.

You will evaluate the validity of borrower business plans, identify key transaction risks, and exercise sound credit judgment to develop unique financing and structuring solutions for a diverse customer base.

As a technical credit expert and advisor, you will understand, articulate, and implement best practices related to the Digital Infrastructure industry. You will also prepare clear, substantive credit reports and present them to the loan committee in conformity with bank policies and procedures.

This role requires a highly engaged, self-motivated team-player with excellent analytical and communication skills. If you have a strong background in credit analysis and a passion for the Digital Infrastructure industry, we encourage you to apply.

Key Responsibilities:
  • Review audits, interim statements, projections, and other pertinent financial information to provide analysis of financial trends.
  • Identify strengths and weaknesses of the borrower and evaluate specific risks to the bank.
  • Prepare projection models to test loan-structuring alternatives.
  • Provide estimates of company and/or collateral value.
  • Prepare and oversee the preparation of credit analyses and credit investigations.
  • Offer opinions concerning credit-worthiness.
  • Oversee the credit approval process.
Requirements:
  • Bachelor's Degree required.
  • 8 years of credit experience in banking industry required.

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