Mortgage Loan Originator

4 weeks ago


Camp Hill, Pennsylvania, United States LINKBANK Full time

Job Summary:

This role is responsible for developing new mortgage business, maintaining a current knowledge of applicable laws and regulations, and providing the documentation required within the operations of the department.

Key Responsibilities:

  • Develop and nurture relationships with clients, realtors, attorneys, financial contacts, and community civic organizations to promote goodwill and generate new business.
  • Meet with prospective clients, take mortgage applications, and develop a plan based on the needs of the client.
  • Identify marketing opportunities to promote the bank's products and services geared towards consumer and realtor education.
  • Prepare and submit mortgage applications and all required documents to the mortgage loan operations system and/or mortgage operations staff.
  • Cooperate with, participate in, and support the adherence to all industry and internal policies, procedures, regulations, and practices in support of risk management and overall safety and soundness.
  • Exemplify our customer service philosophy by providing exceptional service to customers (internal and external) and to third-party vendors.

Requirements:

Education/Training: High School Diploma

Knowledge/Skills/Abilities:

  • Ability to juggle multiple priorities with clear direction from supervisor.
  • Attention to detail, problem-solving, and the ability to be proactive.
  • Must partner with management team to ensure effective compliance to Bank's policies and procedures.
  • Skilled in engaging vendor relationships.
  • Thorough knowledge of current mortgage lending regulations.
  • Strong computer knowledge and Windows skills required.
  • Involvement in community groups/events and strong networking skills.
  • Excellent interpersonal, communication, leadership, sales, communication, and organizational skills.

Experience: Minimum of three (3) years of experience in mortgage originations

Required Certification/Licenses: NMLS Certification

Travel Requirements: Ability to reach all locations within the bank's footprint as well as meeting clients.

Physical and Mental Job Requirements:

  • Must be able to verbally communicate instructions and information clearly, concisely, and accurately to our clients and other employees.
  • Must be able to read and comprehend sometimes complex schedules, and details to process correspondence accurately, while providing exceptional client service.
  • Manual dexterity for the functional operation of office equipment, computer terminal, and other office equipment.
  • Must have visual acuity required to work at a computer terminal.
  • Mobility enough to coordinate activities in department and lifting up to 50 pounds may be required.


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