Mortgage Loan Originator
3 days ago
Job Summary:
We are seeking a highly skilled Mortgage Loan Originator to join our team at LINKBANK. As a Mortgage Loan Originator, you will be responsible for developing new mortgage business, maintaining a current knowledge of applicable laws and regulations, and providing the documentation required within the operations of the department.
Key Responsibilities:
- Develop and nurture relationships with clients, realtors, attorneys, financial contacts, and community civic organizations to promote goodwill and generate new business.
- Meet with prospective clients, take mortgage applications, and develop a plan based on the needs of the client.
- Identify marketing opportunities to promote the bank's products and services geared towards consumer and realtor education.
- Prepare and submit mortgage applications and all required documents to the mortgage loan operations system and/or mortgage operations staff.
- Cooperate with, participate in, and support the adherence to all industry and internal policies, procedures, regulations, and practices in support of risk management and overall safety and soundness.
Requirements:
Education/Training: High School Diploma
Knowledge/Skills/Abilities:
- Ability to juggle multiple priorities with clear direction from supervisor.
- Attention to detail, problem-solving, and the ability to be proactive.
- Must partner with management team to ensure effective compliance to Bank's policies and procedures.
- Skilled in engaging vendor relationships.
- Thorough knowledge of current mortgage lending regulations.
- Strong computer knowledge and Windows skills required.
- Involvement in community groups/events and strong networking skills.
- Excellent interpersonal, communication, leadership, sales, communication, and organizational skills.
Experience: Minimum of three (3) years of experience in mortgage originations
Required Certification/Licenses: NMLS Certification
Travel Requirements: Ability to reach all locations within the bank's footprint as well as meeting clients.
Physical and Mental Job Requirements:
- Must be able to verbally communicate instructions and information clearly, concisely, and accurately to our clients and other employees.
- Must be able to read and comprehend sometimes complex schedules, and details to process correspondence accurately, while providing exceptional client service.
- Manual dexterity for the functional operation of office equipment, computer terminal, and other office equipment.
- Must have visual acuity required to work at a computer terminal.
- Mobility enough to coordinate activities in department and lifting up to 50 pounds may be required.
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