Credit Risk Analyst

2 days ago


Dallas, Texas, United States THIRD COAST BANK Full time
Job Title: Underwriter III

Job Summary:

The Underwriter III is a critical role at THIRD COAST BANK, responsible for evaluating and managing credit risk for commercial loans. This position requires a strong analytical mind, excellent communication skills, and the ability to work independently.

Key Responsibilities:

  • Loan Evaluation: Gather and analyze credit information on borrowers, including financial statements, credit reports, and other relevant data.
  • Credit Risk Assessment: Determine the creditworthiness of borrowers and make recommendations for loan approval or denial.
  • Loan Structuring: Work with lenders to develop loan structures that meet the needs of both the bank and the borrower.
  • Collaboration: Partner with lenders and other stakeholders to ensure seamless loan processing and customer satisfaction.
  • Regulatory Compliance: Stay up-to-date on regulatory requirements and ensure that all loan activities comply with relevant laws and regulations.

Requirements:

  • Education: Bachelor's degree from an accredited 4-year college or university.
  • Experience: At least 3-5 years of credit analyst experience in a financial institution.
  • Skills: Intermediate to advanced skills in credit analysis, financial modeling, and loan structuring.
  • Communication: Excellent verbal and written communication skills, with the ability to present complex information to both technical and non-technical audiences.

Work Environment:

This is a full-time, non-exempt position that requires a strong work ethic and attention to detail. The ideal candidate will be able to work independently and as part of a team, with a strong commitment to delivering high-quality results.

Physical and Mental Demands:

This position requires the ability to sit for long periods, use a computer, and communicate effectively with colleagues and customers. The ideal candidate will be able to work in a fast-paced environment and adapt to changing priorities and deadlines.



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