Mortgage Loan Specialist

7 days ago


Jacksonville, Florida, United States D.R. Horton Full time
Job Summary

D.R. Horton, Inc., a leading homebuilder in the United States, is seeking a skilled Loan Processor to join its team. As a Loan Processor, you will play a critical role in preparing and organizing home buyer files for approval, ensuring timely and accurate processing of mortgage applications.

Key Responsibilities
  • Oversee the receipt and review of loan files from Loan Officers, ensuring all necessary documentation is complete and accurate.
  • Communicate with Loan Officers, home buyers, and other stakeholders to resolve any issues or concerns related to loan processing.
  • Verify employment information and debt-to-income ratios, identifying and addressing any potential red flags in loan applications.
  • Prepare and submit loan files to DHI Underwriters for review and approval, ensuring all conditions are met and necessary documentation is complete.
  • Review and respond to Quality Control (QC) write-ups within 10 calendar days, ensuring compliance with DHI Mortgage's quality standards.
  • Complete pre-draws for closing and submit loan files to closing after final approval.
  • Review loan processor reports and dashboards daily, identifying areas for improvement and implementing changes as needed.
Requirements
  • Bachelor's degree earned within two years from a four-year college or university.
  • Ability to accurately and efficiently process and record large amounts of data.
  • Proficiency with MS Office and email.
Preferred Qualifications
  • One to two years of related experience and/or training.
  • Strong written communication skills and attention to detail.
Benefits
  • Medical, Vision, and Dental insurance.
  • 401(K) plan.
  • Employee Stock Purchase Plan.
  • Flex Spending Accounts.
  • Life Insurance.
  • Vacation, Sick, Personal Time, and Company Holidays.


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