Mortgage Loan Originator
4 weeks ago
Triad Financial Services is seeking a highly skilled and bilingual Mortgage Loan Officer to join our team.
Job SummaryWe are looking for a motivated and experienced loan originator to originate and fund mortgage loans while delivering exceptional customer service. The ideal candidate will have a strong understanding of mortgage lending and be able to build strong relationships with clients.
Key Responsibilities- Generate mortgage loan leads through various channels, including referrals, networking, and marketing efforts.
- Conduct thorough assessments of borrowers' financial situations, including credit history, income, and debt-to-income ratio, to determine loan eligibility.
- Present loan options and programs to prospective borrowers, guiding them through the application and approval process with professionalism and expertise.
- Work closely with borrowers to collect required documentation, provide guidance on credit improvement strategies, and address any concerns or questions throughout the loan process.
- Collaborate with Underwriters and Loan Processors to ensure timely and accurate processing of loan files, adhering to regulatory requirements and company policies.
- Meet or exceed sales targets and funding goals by actively pursuing new business opportunities and nurturing existing client relationships.
- Provide ongoing customer service and support, serving as a trusted advisor to borrowers and addressing any post-closing inquiries or issues.
- Bilingual in Spanish-English
- For licensed MLOs, engage in rate and term negotiations with borrowers as needed.
- Obtain a MLO license through the NMLS
- Cultivate and nurture client relationships while delivering exceptional customer service.
- Preferably possess a minimum of two years of experience.
- Familiarity with Encompass software is advantageous.
- Knowledge of the Manufactured Home Industry is a desirable asset.
- Demonstrated ability to multitask effectively.
- Exhibit a strong work ethic.
- Proficient in Microsoft Office suite.
- Possess strong problem-solving abilities.
- Attention to detail and accuracy in tasks.
- Excellent verbal and written communication skills.
- Capability to work both independently and collaboratively in a team environment.
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Mortgage Loan Originator
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