Mortgage Loan Originator

24 hours ago

Jacksonville, Florida, United States Triad Financial Service Inc. Full time
Job Title: Mortgage Loan Officer

We are seeking a highly skilled Mortgage Loan Officer to join our team at Triad Financial Services Inc. As a key player in our mortgage lending team, you will be responsible for originating and funding mortgage loans while delivering exceptional customer service.

Key Responsibilities:
  • Generate mortgage loan leads through various channels, including referrals, networking, and marketing efforts.
  • Conduct thorough assessments of borrowers' financial situations, including credit history, income, and debt-to-income ratio, to determine loan eligibility.
  • Present loan options and programs to prospective borrowers, guiding them through the application and approval process with professionalism and expertise.
  • Work closely with borrowers to collect required documentation, provide guidance on credit improvement strategies, and address any concerns or questions throughout the loan process.
  • Collaborate with Underwriters and Loan Processors to ensure timely and accurate processing of loan files, adhering to regulatory requirements and company policies.
  • Meet or exceed sales targets and funding goals by actively pursuing new business opportunities and nurturing existing client relationships.
  • Provide ongoing customer service and support, serving as a trusted advisor to borrowers and addressing any post-closing inquiries or issues.
Requirements:
  • Bilingual in Spanish-English
  • For licensed MLOs, engage in rate and term negotiations with borrowers as needed.
  • Obtain a MLO license through the NMLS
  • Cultivate and nurture client relationships while delivering exceptional customer service.
  • Preferably possess a minimum of two years of experience.
  • Familiarity with Encompass software is advantageous.
  • Knowledge of the Manufactured Home Industry is a desirable asset.
  • Demonstrated ability to multitask effectively.
  • Exhibit a strong work ethic.
  • Proficient in Microsoft Office suite.
  • Possess strong problem-solving abilities.
  • Attention to detail and accuracy in tasks.
  • Excellent verbal and written communication skills.
  • Capability to work both independently and collaboratively in a team environment.

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