Insurance Financial Risk Management Consultant

2 weeks ago


Ogden, Kansas, United States KOS International Full time
Position Overview:
This role is pivotal in overseeing financial risk management within the insurance domain, reporting directly to the Head of Risk and Financial Risk Management.

Key Responsibilities:
1. Conduct thorough reviews, monitoring, and reporting on financial risks, including significant risk events and key risk indicators.
2. Assist first-line departments in coordinating financial risk self-assessments.
3. Provide independent evaluations of assessments and monitor the execution of risk mitigation strategies.
4. Prepare and coordinate various professional analysis reports, offering independent insights on financial risk-related initiatives, including product reinsurance, accounts receivable analysis, investment strategies, and business planning.
5. Assess the effectiveness of first-line internal controls in financial risk management and carry out internal control testing.
6. Regularly prepare risk reports to track the implementation of the company's Risk Appetite and ensure timely reporting of risk status to senior management and the Board.
7. Aid in the maintenance and execution of risk management policies while fostering a culture of risk management and the three lines of defense within the organization and its subsidiaries.

Qualifications:
To excel in this position, candidates should possess:
- Exceptional interpersonal skills with the ability to influence at senior levels.
- Comprehensive knowledge of financial risk management specific to life insurance, including product pricing, reinsurance, actuarial considerations, investment regulatory requirements, and accounting standards (such as IFRS9/17, HKRBC).
- Professional experience in international insurance firms is highly regarded.
- A degree in actuarial science, statistics, accounting, or risk management, complemented by a professional qualification in actuarial or risk management.
- At least 10 years of relevant experience in actuarial, investment, asset liability management, capital management, or financial risk management.
- Strong decision-making capabilities and the ability to work independently.
- Excellent communication, report writing, and interpersonal skills in both Chinese and English.
- Proficiency in Mandarin is advantageous.

Application Process:
Interested candidates are encouraged to apply for this position. All information collected will be treated with the utmost confidentiality and used solely for recruitment purposes.


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