Mortgage Loan Officer

3 weeks ago


Los Angeles, California, United States SummitHR Full time
Job Title: Mortgage Loan Officer

Job Summary:

We are seeking a skilled Mortgage Loan Officer to join our team at SummitHR. As a Mortgage Loan Officer, you will be responsible for developing new business, structuring, and closing loans, as well as maintaining and servicing an existing portfolio.

Key Responsibilities:

• Actively work with established referral accounts and originate residential mortgage loans that meet established loan quality and production goals.

• Respond to customer inquiries and referrals in a timely and professional manner, converting company-provided leads into personal appointments.

• Conduct interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, and advise on loan products and pricing.

• Manage overall customer interaction, interface with all parties involved on each individual loan from application to closing, and provide counseling and pre-qualifying services.

• Obtain necessary supporting documents, collect fees, and negotiate terms and structures loan financing based on risk considerations.

• Maintain a thorough knowledge of lending programs, policies, procedures, and regulatory requirements for FNMA, FHA, VA, RD, USDA, and/or REVERSE and SAFE ACT guidelines.

• Provide monthly production projections on a timely basis and participate in internal meetings and required training.

Requirements:

• Must have mortgage experience and be licensed.

• Strong analytical and communication skills.

• Ability to work in a fast-paced environment and meet production goals.

Why Join Us:

At SummitHR, we offer a dynamic and supportive work environment, opportunities for professional growth and development, and a competitive compensation package.
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