Mortgage Loan Officer
3 weeks ago
Job Summary:
We are seeking a skilled Mortgage Loan Officer to join our team at SummitHR. As a Mortgage Loan Officer, you will be responsible for developing new business, structuring, and closing loans, as well as maintaining and servicing an existing portfolio.
Key Responsibilities:
• Actively work with established referral accounts and originate residential mortgage loans that meet established loan quality and production goals.
• Respond to customer inquiries and referrals in a timely and professional manner, converting company-provided leads into personal appointments.
• Conduct interviews with prospective borrowers to analyze financial and credit data, determine customer financing objectives, and advise on loan products and pricing.
• Manage overall customer interaction, interface with all parties involved on each individual loan from application to closing, and provide counseling and pre-qualifying services.
• Obtain necessary supporting documents, collect fees, and negotiate terms and structures loan financing based on risk considerations.
• Maintain a thorough knowledge of lending programs, policies, procedures, and regulatory requirements for FNMA, FHA, VA, RD, USDA, and/or REVERSE and SAFE ACT guidelines.
• Provide monthly production projections on a timely basis and participate in internal meetings and required training.
Requirements:
• Must have mortgage experience and be licensed.
• Strong analytical and communication skills.
• Ability to work in a fast-paced environment and meet production goals.
Why Join Us:
At SummitHR, we offer a dynamic and supportive work environment, opportunities for professional growth and development, and a competitive compensation package.
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