Credit Risk Review Lead
3 weeks ago
BNY Mellon is a leading global financial services company that has been at the forefront of finance for over 230 years.
Our culture empowers you to grow and succeed in an inclusive workplace where diverse ideas and talents thrive. We're seeking a future team member to join our Internal Audit team in a Hybrid work environment.
About the RoleJob Summary: As a Credit Risk Review Lead, you will lead comprehensive credit risk reviews of various lending portfolios to assess the quality of BNY's credit exposure and compliance with established risk policies, procedures, and guidelines.
- Lead or participate in comprehensive credit risk reviews to independently assess the quality of the Bank's credit exposure and compliance with established risk policies, procedures, and guidelines.
- Conduct independent credit analysis, including detailed financial statement analysis, ratio analysis, and cash flow analysis for borrowers under review.
- Ensure individual credits are appropriately underwritten, correctly risk rated, and adhere to the Company's risk policy.
- Promptly identify issues, problems, and exceptions related to credit and conduct assessments of industry and geographic risks to aid in the early detection of credit and/or portfolio deterioration.
- Communicate any concerns to Manager of Credit Risk Review, senior management, and credit risk group of the lending portfolio under review.
- Stay current with federal regulations/guidelines related to lending activities that may impact the Company's lending portfolio.
- Participate in CRR continuous monitoring and respond to regulatory and other third-party requests.
- Engage in preparation of CRR reports and deliverables for senior management.
Key Responsibilities:
- Bachelor's degree in accounting or finance or other related field; MBA, CPA, CFA, or related certifications preferred.
- 8-12 years relevant experience in credit risk review, credit risk, or a relevant specialty preferred (CRE, C&I).
- Completion of a credit training program preferred.
- In-depth credit analysis, knowledge of diverse lending portfolios, and products.
- Strong negotiation, oral, and written communication skills.
- Ability to work collaboratively and productively with various internal and external stakeholders.
For over two centuries, we have been expanding the financial markets while supporting investors throughout the investment lifecycle. We remain one of the safest, most trusted, and admired companies in the world.
Our extensive expertise enables us to act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute, or restructure investments & safeguards nearly one-fifth of the world's financial assets.
Benefits and Compensation:
We offer highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. Our compensation package includes a base salary ranging from $100,000 to $189,000 per year.
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