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Senior Credit Analyst I

2 months ago

Lynnwood, Washington, United States GM Financial Full time
About the Role

We are seeking a highly motivated and detail-oriented Senior Credit Analyst I to join our team at GM Financial. As a key member of our credit team, you will be responsible for analyzing credit data, assessing credit risks, and making informed decisions to approve or deny credit extensions to our auto dealer partners.

Key Responsibilities
  • Analyze credit data to determine the degree of risk involved in extending credit
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws
  • Develop and maintain strong relationships with our auto dealer partners to ensure volume objectives and credit quality
  • Drive business growth by capturing automotive finance contracts that meet GM Financial's profitability criteria for pricing and performance
Requirements
  • Motivated to perform outbound telemarketing calls to the dealer customer
  • Knowledge of sales, credit, and funding processes in consumer finance
  • Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships
  • Effective communication skills, including verbal, written, and presentation
  • Innovative thinker with strong ability for strategic vision
What We Offer
  • Competitive pay and bonus eligibility
  • Flexible hybrid work environment, with 2 days a week in office
  • Generous benefits package, including 401K matching, bonding leave for new parents, tuition assistance, training, and more