Senior Credit Analyst I

4 weeks ago


Lynnwood, Washington, United States GM Financial Full time
About the Role

We are seeking a highly motivated and detail-oriented Senior Credit Analyst I to join our team. As a key member of our credit team, you will be responsible for analyzing credit data, assessing credit risk, and making informed decisions to approve or deny credit extensions to our dealer partners.

In this role, you will work closely with our field sales team and other departments to drive business growth and ensure compliance with state and federal laws. If you have a passion for auto finance and are looking for a challenging and rewarding career opportunity, we encourage you to apply.

Key Responsibilities
  • Analyze credit data to determine the degree of risk involved in extending credit
  • Make decisions to approve or deny credit extensions within established credit authority
  • Develop and maintain strong relationships with our dealer partners to ensure volume objectives and credit quality
  • Drive business growth by capturing automotive finance contracts that meet AmeriCredit profitability criteria
Requirements
  • High school diploma or equivalent required
  • 2-3 years of experience in underwriting or sales in the automotive industry preferred
  • Strong analytical and problem-solving skills
  • Effective communication and negotiation skills
What We Offer

We offer a competitive salary and bonus eligibility, as well as a comprehensive benefits package, including 401K matching, bonding leave, tuition assistance, and more. Our team members define and shape our culture, an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging.

At GM Financial, we strive for transparency in all aspects of our business, including pay equity. This role is eligible to participate in a performance-based incentive plan, and full-time employees are eligible to participate in health benefits on day one of employment.



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