Mortgage Originator

4 days ago


Cleveland, Ohio, United States Dollar Bank, FSB Full time
Job Overview:

The Mortgage Officer is responsible for originating high-quality mortgage loan applications from assigned Dollar Bank branches and various referral sources, including Realtors, financial planners, attorneys, and other professional contacts.

Key Responsibilities:
  • Enter all required data to complete a residential mortgage application in the loan origination system.
  • Provide borrowers with early disclosures and assist them in understanding lending programs and mortgage processes.
  • Properly quote interest rates for loan programs offered and lock-in the interest rate at the borrower's request.
  • Achieve assigned production goals and actively network with Realtors and other professional referral sources.
  • Oversee active pipelines of mortgages from application to closing and work closely with operations personnel to assist in processing applications.
Requirements:
  • High school diploma/GED required; college degree preferred.
  • Minimum of 3 years of originating mortgage loan applications required.
  • Excellent communication and organizational skills.
  • Ability to follow Freddie Mac, Fannie Mae, FHA, and VA guidelines to structure quality mortgage applications.
  • Software knowledge, including Point of Sale first mortgage loan origination system, Microsoft Word, and Excel.
  • General business, financial, and credit lending knowledge.
  • Must possess a valid driver's license and reliable vehicle.
  • NMLS Registration.
Working Conditions:

The Mortgage Officer will perform sedentary to light work, able to lift up to 20 pounds from floor to waist, and/or a negligible amount of force constantly to lift, carry, push, pull, grasp, or otherwise move objects.

See, hear, talk, and perform tasks requiring manual dexterity and visual acuity; sit, stand, walk, crouch, reach, pull, push, and other similar, repetitive tasks requiring physical activity.

Able to operate standard office/computer equipment, such as photocopiers, fax machines, computers, iPads, scanners, calculators, etc.



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