Mortgage Consultant/Loan Officer
4 weeks ago
The Mortgage Consultant will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. This role requires excellent interpersonal and customer service skills, as well as the ability to analyze and comprehend complex financial data and provide sound financial advice.
Key Responsibilities:
- Interviews potential and current clients to understand their lending needs.
- Explains the differences between and approval requirements of various types of mortgages.
- Assists clients with completion of mortgage applications.
- Reviews loan applications, gathers credit histories and reports, and assesses applicants' capacity to repay and default risk.
- Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
- Maintains knowledge of trends and developments in the local real estate market.
- Works with the processing staff and borrower to ensure the loans are completed in a timely manner.
- Reports daily to management on current production and goals.
What We Offer:
- Medical, Dental, Vision, 401k
- Paid time off and sick days
- Paid holidays
- Long-term paid disability
- Paid maternity and bonding leave
- Full desk equipment provided
Equal Opportunity Employer:
American Financing Corporation (AFC) is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law.
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