Financial Services Representative
3 weeks ago
About the Role
As a Consumer Loan Sales Specialist at OneMain Financial, you will play a vital part in empowering customers by listening to their needs and providing them with friendly, fast, and affordable financing solutions for life's expenses.
This role offers an excellent opportunity to learn the lending and servicing business, allowing you to grow your career and take on new challenges. You will work closely with customers throughout the loan process and life cycle, developing new relationships and maintaining existing ones.
The ideal candidate will be responsible for:
- Sales Performance: Deliver results related to individual and branch sales goals as well as customer expectations.
- Credit Solutions: Present financial solutions based on customer needs that meet their goals.
- Insurance Products: Offer optional insurance products to customers.
- Loan Lifecycle Management: Educate customers on the terms and conditions of their loan to ensure a clear understanding.
- Business Development: Partner with local businesses to seek out and develop new customers.
- Credit Underwriting Techniques: Learn how to utilize credit underwriting techniques and sales tools.
- Customer Service: Manage the life cycle of the loan, including collections activities, complying with all laws and regulations.
Requirements and Qualifications
To succeed in this role, you must have:
- A high school diploma or equivalent (HS Diploma/GED).
Preferred Qualifications
While not required, the following qualifications are highly desirable:
Sales, Collections, or Customer Service experience.Bilingual skills – Spanish is a plus.Compensation and Benefits
We offer a competitive base salary range of $21.00-$24.50 per hour, which may vary based on factors such as skills and work experience. In addition to your hourly wage, this role is eligible for a comprehensive additional compensation program that rewards individual and company performance.
Benefits Package
You'll enjoy a wide range of benefits, including:
Health and wellbeing options, including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances.Up to 4% matching 401(k) plan.Employee Stock Purchase Plan (10% share discount).Tuition reimbursement.Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date).Paid sick leave as determined by state or local ordinance, prorated based on start date.Paid holidays (7 days per year, based on start date).Paid volunteer time (3 days per year, prorated based on start date).About OneMain Financial
At OneMain Financial, we're dedicated to improving the financial well-being of hardworking Americans. As the leader in offering nonprime customers responsible access to credit, we provide a growing suite of personal loans, credit cards, and other products to help people borrow better and work toward a brighter future.
Our team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures, and extending household budgets. We meet customers where they want to be – in person, by phone, and online.
Key Skills and Qualities
To thrive in this role, you should possess:
Excellent communication and interpersonal skills.A strong understanding of credit and lending principles.Ability to work in a fast-paced environment and prioritize tasks effectively.Strong problem-solving and analytical skills.-
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