Risk Management Leader
1 week ago
About the Role:
We are seeking a highly skilled Risk Management Leader to join our team at American Express. As a key member of our Risk Management team, you will be responsible for developing and implementing strategies to mitigate credit risk exposure and prevent fraud.
Key Responsibilities:
- Develop and continuously enhance policies, processes, and controls for mitigating credit risk exposure and preventing fraud
- Conduct quantitative analysis to decide the thresholds within which consumers and businesses can access funds
- Design customer communication and servicing strategies to support risk management strategies
- Identify, evaluate, and integrate new data sources and capabilities into decision-making
- Analyze large volumes of data to identify emerging credit trends and uncover new fraud patterns
- Partner with other teams across the company to standardize methodologies
- Maintain an effective control environment and respond to operational breakdowns with discipline
Requirements:
- Bachelor's degree in a quantitative field such as Econometrics, Statistics, Mathematics, Operations Research, Engineering, or Computer Science
- Blend of analytical skills, process expertise, project management, and relationship-building skills
- Ability to handle large datasets using SAS, SQL, R, Python or another similar programming language
- Thought leadership and solution-oriented mindset
- Ability to think strategically and apply both quantitative methods and business insights to drive results
- Ability to build strong relationships in a cross-functional environment
- Clear, effective written and oral communication skills
What We Offer:
- Competitive base salaries
- Bonus incentives
- 6% Company Match on retirement savings plan
- Free financial coaching and financial well-being support
- Comprehensive medical, dental, vision, life insurance, and disability benefits
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
About American Express:
At American Express, we are committed to providing our colleagues with the support they need to thrive, professionally and personally. We offer a range of benefits and programs that support their holistic well-being, including competitive base salaries, bonus incentives, and comprehensive medical, dental, vision, life insurance, and disability benefits.
We are an equal opportunity employer and make employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
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