Senior Asset-Based Lending Analyst

4 weeks ago


Spartanburg, South Carolina, United States American Credit Acceptance Full time
Job Summary

We are seeking a highly skilled Senior Asset-Based Lending Analyst to join our team at American Credit Acceptance. As a key member of our credit team, you will be responsible for underwriting middle-market asset-based lending transactions, leading deal teams, and supporting Relationship Managers.

Key Responsibilities
  • Lead deal teams to evaluate new transactions, conduct due diligence, and prepare credit approval memos.
  • Underwrite credit renewals, extensions, and modifications, and assist with the management of assigned portfolio accounts.
  • Analyze collateral data, financial statements, and capital structures to identify transaction risks and mitigants.
  • Mentor and train junior analysts for the business.
  • Maintain familiarity with Spartan policies, procedures, and underwriting standards.
Requirements
  • Minimum of 5-10 years of credit experience, preferably in the commercial lending industry.
  • Minimum of a Bachelor's degree in Business Administration, Accounting, Finance, or Economics.
  • Strong analytical skills, with the ability to question assumptions and experience structuring transactions.
  • Excellent communication and interpersonal skills, with a strong ability to work with large databases and datasets.
What We Offer

We offer a competitive salary and benefits package, as well as opportunities for professional growth and development. If you are a motivated and experienced credit professional looking for a new challenge, we encourage you to apply.


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