Senior Credit Officer
4 weeks ago
We are seeking a highly skilled Senior Credit Officer to join our team at Central Bancompany. As a key member of our Commercial Lending department, you will be responsible for providing expertise in credit quality and underwriting operations for our commercial loan portfolio.
Key Responsibilities- Monitor the performance of our loan portfolio and maintain effective credit risk management practices.
- Assist the Chief Lending Officer in credit-related activities, including monitoring emerging risks and preserving profitability for the Bank.
- Develop and maintain constructive relationships with clients, colleagues, and other stakeholders to enhance performance and relationships.
- Supervise and mentor colleagues to ensure adherence to our credit culture and underwriting standards.
- Partner with commercial lending team to maximize portfolio growth while maintaining sound lending standards and acceptable credit risk.
- Bachelor's degree in finance, economics, or accounting, or equivalent combination of education and experience.
- 10+ years of commercial lending and/or credit analysis experience.
- Experience in formulating and administering lending policies and procedures.
- Deep knowledge of cash flow, collateral valuation, appraisal procedures, and documentation.
- Ability to establish and effectively communicate the organizational credit risk appetite.
- Formal credit training and prior lending authority.
- Ability to effectively operate software applications, including spreadsheet software, word processing software, and banking software.
Central Bancompany offers a competitive salary and benefits package, as well as opportunities for professional growth and development. If you are a motivated and experienced credit professional looking for a new challenge, we encourage you to apply for this exciting opportunity.
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