Risk Management Associate

7 hours ago


Dallas, Texas, United States Goldman Sachs Full time
About the Role:

We are seeking an Associate level candidate to join our Credit Risk division team. As a key member of the team, you will be responsible for supporting credit risk management senior leadership in partnering with business units and the broader Credit department to assess data availability, data sufficiency, and reporting needs.

Key Responsibilities:

Design and write data queries to extract credit data from credit systems and conduct analysis of portfolio performance, deep dive analysis of trends, summarize findings and recommend changes
Identify existing and emerging drivers of risk in a portfolio to drive guardrail design and proactive management of the portfolio
Create guardrails/thresholds across various dimensions
Provide support for portfolio credit risk oversight and governance by tracking the actual performance of risk appetite and credit risk management metrics against approved guardrails
Create management reporting using Tableau or other cutting-edge visual interface-based tools to monitor portfolio performance at portfolio segment level (e.g., product, vintage, risk segment, score band, or marketing channel)
Develop analytical reports and presentations for senior management, executive committees, and regulatory exams

Requirements:

Strong Quantitative/analytical skill with a Master's degree (U.S. or equivalent) in a quantitative discipline such as Mathematics, Statistics, Engineering, Data Science/Analytics, or a related field like Information Systems, Business Analytics
3+ years of experience in related industry
Prior work and academic experience must include building, improving, or analyzing risk policies including credit underwriting and collections in a consumer or small business lending or similar data-driven industries such as insurance

About Goldman Sachs:

At Goldman Sachs, we commit our people, capital, and ideas to help our clients, shareholders, and the communities we serve to grow. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness, and personal finance offerings and mindfulness programs.

Learn more:
The Goldman Sachs Group, Inc., 2020. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity

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