Financial Services Specialist
4 days ago
Fulton Bank is a leading financial institution dedicated to providing innovative mortgage lending solutions to our customers. Our commitment to excellence and customer satisfaction drives us to deliver exceptional service and support throughout the homebuying process.
We believe that homeownership is a cornerstone of financial stability and security, which is why we strive to make the mortgage lending process as seamless and stress-free as possible. With a focus on building strong relationships with our clients and partners, we aim to provide personalized guidance and support every step of the way.
Whether you're a first-time homebuyer or an experienced property owner, we're here to help you achieve your dreams of homeownership. At Fulton Bank, we're committed to making a positive impact in our communities and empowering our customers to achieve their goals through smart financial decisions.
Salary and Benefits
This role offers a competitive salary and comprehensive benefits package, including medical, dental, and vision insurance, as well as a 401(k) program with employer match and employee stock purchase plan. We also offer paid time off, disability insurance coverage, maternity and parental leave, adoption assistance, educational assistance, and a robust wellness program with financial incentives.
Job Description
The successful candidate will be responsible for originating and servicing residential mortgage loans, working closely with real estate agents, builders, and developers to identify potential customers and facilitate loan applications. This individual will also be expected to analyze applicant financial information, interview borrowers, and recommend loan products based on their needs and qualifications.
Responsibilities:
- Develop and expand referral sources to solicit first mortgages.
- Analyze applicant financial information to determine eligibility for loan products.
- Interview borrowers and assess their financial situation to recommend suitable loan options.
- Work closely with real estate agents, builders, and developers to facilitate loan applications and build relationships.
Qualifications and Requirements
To be considered for this role, applicants must possess at least one year of experience in residential mortgage lending, preferably in a similar position within our organization. They should also have proven ability to develop referral sources from contacts and relationships outside the company, as well as excellent communication and interpersonal skills. Additionally, a high school diploma or equivalent is required, and a specialty degree may be preferred but is not necessary.
Benefits and Perks
In addition to the comprehensive benefits package mentioned earlier, employees in this role can expect to receive ongoing training and professional development opportunities, access to cutting-edge technology and tools, and recognition for outstanding performance and contributions to the team.
Other Duties and Responsibilities
As a member of our mortgage lending team, the successful candidate will be expected to adhere to all applicable laws and regulations, ensuring compliance with industry standards and company policies. They will also be responsible for maintaining accurate records, attending company meetings and training sessions, and staying up-to-date with market trends and industry developments.
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