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Credit Risk Analyst
1 month ago
Job Title: Credit Analyst II
Job Summary:
MRI Spokane is seeking a skilled Credit Analyst II to support our Commercial Loan Officers in the underwriting of new credits and servicing of credit relationships. As a key member of our team, you will be responsible for analyzing the financial condition of businesses and individuals, evaluating the quality and sufficiency of various sources of repayment, collateral, and credit structures.
Key Responsibilities:
* Provide guidance and on-the-job training to junior credit analysts
* Analyze financial statements, business plans, and related materials to ensure adherence to credit policies and loan covenants
* Prepare loan presentations and participate in presentation and/or present loans to the approving authority
* Conduct collateral analysis for existing loans and provide recommendations for credit relationships
* Participate in customer and prospect site visits to gain insight into client business operations
* Provide post-funding analytical and monitoring support of credit relationships and portfolio maintenance
Requirements:
* Strong analytical and problem-solving skills
* Excellent communication and interpersonal skills
* Ability to work in a fast-paced environment and meet deadlines
* Knowledge of credit policies, procedures, and regulations
* Ability to maintain confidentiality and handle sensitive information
Working at MRI Spokane:
* We offer a dynamic and supportive work environment
* Opportunities for professional growth and development
* Competitive compensation and benefits package
If you are a motivated and detail-oriented individual with a passion for credit analysis, we encourage you to apply for this exciting opportunity.