Credit Risk Specialist

8 hours ago


Eden Prairie, Minnesota, United States Bluestem Brands Full time
About the Role

Fingerhut, a leading fintech company, is seeking a skilled Credit Risk Analyst to join our team. As a key member of our credit risk management team, you will play a critical role in optimizing performance and managing initiatives across the entire lifecycle of account management post-origination.

Key Responsibilities
  • Design and implement account management or acquisition strategies using basic methodologies.
  • Support risk analysis for various marketing initiatives and monitor changes in portfolio performance.
  • Ensure data accuracy, availability, and timely updates for internal stakeholders.
  • Support credit reporting across the customer life cycle and provide value-added insights into variances.
  • Validate models against the customer population and maintain documentation.
  • Communicate the status of credit initiatives in a timely and effective manner.
Requirements
  • Bachelor's degree in a technical discipline or business field (Statistics, Finance, Engineering, Information Systems, etc.) or High School Diploma with 5+ years industry experience.
  • Minimum 1 year experience with SAS or SQL, or similar programming language, and strong Excel skills.
  • Minimum 1 year experience in an analytics/modeling/reporting role.
Preferred Qualifications
  • Master's degree or CFA.
  • Exposure to decision trees.
  • Desire to learn and ask questions about models and data aggregated from multiple sources.
  • Demonstrated ability to work independently and collaboratively as a team.
  • Experience clearly summarizing and communicating results from analysis.
About Fingerhut

Fingerhut is a long-standing fintech company that fuses data modeling and real-time analytics through machine learning to provide flexible payment options for customers. We empower each employee to put the customer first and our culture of ensuring all employees have an impact enables an entrepreneurial passion. Join us in our mission to help Americans live a better financial life by helping them establish, build, or rebuild their credit.


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