Loan Processor III

3 days ago


San Diego, California, United States Guild Mortgage Full time

Company Overview

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Guild Mortgage Company is a mortgage banking firm dedicated to serving home owners and buyers. We aim to provide affordable home financing solutions using the best terms available while delivering exceptional service in the lending industry.

Salary: $60,000 - $80,000 per year (dependent on experience)

Job Description

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We are seeking a highly skilled Loan Processor III to join our team. The successful candidate will be responsible for processing conventional, FHA, VA, and Bond mortgage loans to ensure compliance with company standards, government regulations, and investor requirements.

Responsibilities:

  • Pre-underwrite conventional, FHA, VA, and Bond mortgage loans to ensure accuracy and completeness of submission.
  • Liaise between loan officers, borrowers, underwriters, and funding teams to facilitate smooth loan processing cycles.
  • Analyze loan-to-value ratio, debt-to-income ratio, credit reports, and other documentation to identify potential issues and resolve them promptly.
  • Communicate effectively with internal and external partners to ensure timely closure of loans.
  • Stay up-to-date with federal, state, and regulatory requirements related to consumer mortgage lending.
  • Use sound judgment to evaluate facts and data, prioritize tasks, and manage multiple deadlines efficiently.

Requirements

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To be successful in this role, you will need:

  • A high school diploma or equivalent; college courses or technical training in Business, Finance, Accounting, or a related field is preferred.
  • A minimum of 5 years of experience as a Loan Processor, preferably processing conventional and FHA loans, with at least 2 years of experience processing VA and Bond mortgage loans.
  • Expert knowledge of mortgage lending processes, federal, state, and regulatory requirements, and investor guidelines.
  • Excellent communication, interpersonal, and customer service skills.
  • Strong attention to detail, organizational skills, and ability to work independently with moderate supervision.


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