Mortgage Loan Originator I
4 weeks ago
About the Role
We are seeking a Mortgage Loan Originator I to join our team at Simmons Bank. This role is responsible for cultivating mortgage loans and other business for the bank through relationship development with realtors, builders, title companies and others within the community.
Key Responsibilities
- Originate mortgage loan applications
- Negotiate terms and rates of the loans
- Obtain customers' vital information and provide expert advice relative to product options
- Provide all required disclosures and notices to customers in compliance with all mortgage related regulations
- Secure interest rate lock-ins with investors
- Manage pipeline so as to protect the bank from interest rate risk
- Ensure all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training
- Perform other duties and responsibilities as assigned
Requirements
- HS Diploma/GED
- 2-3 years of mortgage origination or banking experience
Skills
- Ability to read and interpret documents such as procedure manuals, general business correspondence and/or journals or government regulations
- Ability to read, analyze and interpret financial reports and/or legal documents
- Ability to write routine reports and business correspondence
- Ability to respond in writing to customer complaints, regulatory agencies or members of the business community
- Ability to effectively present information in one-on-one and small group situations, to customers, clients and other employees in the organization
Equal Employment Opportunity Information
Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. Simmons First National Corporation and its subsidiaries are committed to Affirmative Action Programs consisting of results-oriented procedures to ensure equal employment opportunities. These programs require positive action in lieu of neutral non-discrimination and merit hiring/performance policies.
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