Senior Commercial Credit Analyst

2 days ago


Raynham, Massachusetts, United States Bluestone Bank Full time
Job Title: Senior Commercial Credit Analyst

Bluestone Bank is seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a key member of our credit analysis team, you will be responsible for evaluating the financial condition of existing and prospective customers, determining credit worthiness, and recommending approval or rejection of credit requests.

Key Responsibilities:
  • Evaluate complex loan data and financial information on new, renewal, and existing loans, including data provided by credit bureaus, other financial institutions, and Bank files.
  • Complete Credit Memo/Underwriting of requests for commercial credit, remote deposit capture, and ACH customers with the Bank.
  • Prepare spreadsheets, reports, summaries, and opinions for Bank Officers on new, renewal, and existing loans.
  • Identify possible negative trends in customer accounts and perform quarterly financial reviews.
  • Assign risk ratings to each borrower of the bank.
  • Provide technical support to loan officers and other credit analysts.
  • Perform all duties in accordance with prescribed regulatory compliance guidelines.
Requirements:
  • Bachelor's degree in business, finance, or accounting.
  • Three or more years of credit analysis experience.
  • Strong financial analytical abilities and attention to detail.
  • Good written and verbal communication skills.
  • Ability to quickly learn and properly use various software programs.
Work Environment:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is regularly required to sit and talk or hear, reach with hands and arms, and stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and the ability to adjust focus.

Affirmative Action/EEO Statement:

An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.



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