Mortgage Loan Officer

4 days ago


Cincinnati, Ohio, United States Stock Yards Bank & Trust Full time
Job Summary

As a Mortgage Loan Officer at Stock Yards Bank & Trust, you will play a crucial role in generating loan volume through sales efforts with builders, realtors, and other contacts. Your day will be filled with opportunities to build relationships, negotiate terms, and close deals.

Key Responsibilities
  • Contact individuals, realtors, and builders to expand your network and generate sales
  • Engage in marketing and promotional activities to increase loan sales
  • Consult with customers to compile loan applications and meet compliance guidelines
  • Collect, compile, and analyze information for loan approval
  • Communicate with clients and potential clients to answer questions and provide information
  • Follow up with processors to ensure timely loan closings
  • Maintain up-to-date knowledge of FHA, VA, and conventional loan rules and regulations
Requirements
  • High school/GED education
  • College degree preferred
  • Outside sales experience with FHA, VA, and conventional lending
  • Excellent interpersonal communication skills
  • Ability to learn, apply training, and comprehend policies and procedures
  • Flexibility to changing working situations and ability to meet deadlines
  • PC literacy with 35 WPM typing skills
  • Knowledge of basic underwriting guidelines preferred
Benefits
  • 401(k) with company match of up to 6%
  • ESOP employer match
  • Medical, dental, and vision insurance
  • Cancer and disease insurance
  • Accident insurance
  • Flexible Spending Accounts
  • Health Savings Accounts
  • Bank-paid Life and AD&D insurance
  • Voluntary Life and AD&D insurance
  • Bank-paid Short-Term and Long-Term Disability insurance
  • Employee Stock Purchase Plan
  • Employee Assistance Program


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