Current jobs related to Community Lender - Lansing, Michigan - Horizon Bank

  • Commercial Lender

    4 weeks ago


    East Lansing, Michigan, United States BankTalent HQ Full time

    Job Title: Commercial LenderAt BankTalent HQ, we are seeking a highly skilled and experienced Commercial Lender to join our team. As a Commercial Lender, you will be responsible for developing and managing commercial loan accounts that meet established lending requirements, providing maximum profitability to the bank with minimum risk.Key...


  • Lansing, Michigan, United States Flagstar Bank, N.A. Full time

    Job SummaryThe Product Profitability Manager will work closely with the Chief Pricing Officer to develop and implement pricing strategies for Consumer and Commercial loans and deposits. This includes configuration, administration, security, and maintenance of business rules for the Precision Lender tool.This role will be responsible for pulling market and...


  • Lansing, Michigan, United States Flagstar Bank, N.A. Full time

    Job Title: Product Profitability ManagerFlagstar Bank, N.A. is seeking a highly skilled Product Profitability Manager to join our team. As a key member of our Commercial Lending team, you will be responsible for assisting in the pricing of Consumer and Commercial loans and deposits, using a relationship-based approach.This individual will also be responsible...


  • Lansing, Michigan, United States Auto-Owners Insurance Full time

    Job SummaryA challenging and rewarding career awaits at Auto-Owners Insurance, where our team of caring associates create financial security for individuals and businesses. As an Insurance Professional, you will play a crucial role in helping policyholders navigate their insurance needs and providing exceptional customer service.Key...


  • East Lansing, Michigan, United States Mercantile Bank Full time

    Job DescriptionMercantile Bank in Grand Rapids, MI is seeking a Commercial Loan Coordinator I to join their team. As a key member of the Commercial Lending department, this role will ensure timely and efficient processing of commercial loan document packages.The ideal candidate will have 1-3 years of experience in a professional setting, with a basic...

  • Regional Manager

    2 weeks ago


    Lansing, United States Michigan Mutual Full time

    MiMutual Mortgage is a family owned, direct lender celebrating our 30th year of business in 2022! As a mid-sized lender, we can offer the flexibility of a small lender with the perks of a large lender. Our team members have the ability to be a part of the conversation rather than being forced to work within strict parameters often found in larger...

  • Executive Assistant

    3 weeks ago


    Lansing, United States Total AI Systems Inc. Full time

    Total AI Systems develops commercial software solutions that harness the power of next-generation artificial intelligence to improve business performance. Our partners include banks, credit unions, utility companies, lenders, collection agencies, and various credit providers.We are looking to hire an Executive Assistant to assist with various back office...

  • Executive Assistant

    3 weeks ago


    Lansing, United States Total AI Systems Inc. Full time

    Total AI Systems develops commercial software solutions that harness the power of next-generation artificial intelligence to improve business performance. Our partners include banks, credit unions, utility companies, lenders, collection agencies, and various credit providers.We are looking to hire an Executive Assistant to assist with various back office...


  • Lansing, United States Shaheen Chevrolet Full time

    Shaheen Chevrolet is looking for an Automotive Finance Manager! Seeking a talented, motivated, detail oriented professional to join our team. The ideal candidate should have extraordinary customer service and communication skills, and expertise in contract presentation/negotiation strategies. Must have the ability to accurately structure, desk, submit to...


  • Lansing, United States Shaheen Chevrolet Full time

    Shaheen Chevrolet is looking for an Automotive Finance Manager! Seeking a talented, motivated, detail oriented professional to join our team. The ideal candidate should have extraordinary customer service and communication skills, and expertise in contract presentation/negotiation strategies. Must have the ability to accurately structure, desk, submit to...


  • East Lansing, United States Mercantile Bank Full time

    Mercantile Bank in Grand Rapids, MI is looking to hire a full-time Commercial Loan Coordinator I. Do you love to solve problems? Do you like to learn and have a lot of variety in your work? Do you enjoy working independently AND collaborating and supporting a winning team? If so, please read on! Commercial Loan Coordinators receive a competitive wage based...

Community Lender

2 months ago


Lansing, Michigan, United States Horizon Bank Full time
Job Overview

The Community Lender plays a pivotal role in fostering relationships with Low-to-Moderate Income and Majority Minority customers, adhering to company policies and established Standard Operating Procedures (SOPs).

Key Responsibilities
  • Manage the Mortgage Loan Origination process, ensuring accurate, efficient, and timely handling from loan application receipt to closing.
  • Monitor and manage the pipeline for all originated loans to ensure closure within the rate-lock period.
  • Ensure compliance with state and federal regulations while meeting sales and community development goals.
  • Maintain an active registration status with the NMLS (Nationwide Mortgage Licensing System and Registry).
Accountabilities
  • Represent Horizon Bank in a courteous, professional manner through face-to-face, written, telephone, and virtual communications.
  • Adhere to compliance standards, including Bank Secrecy Act (BSA), quality of documentation, timeliness, and volume of loans closed.
  • Identify financial objectives and refer clients to other bank services.
  • Protect customer and account information confidentiality.
Community Involvement
  • Promote Horizon Bank's commitment to the communities served through participation in community activities, coordination of community development efforts, and promoting involvement in community service organizations in compliance with the Community Reinvestment Act.
  • Develop and execute effective marketing plans serving low-to-moderate income areas to meet or exceed mortgage loan production and small business referral goals.
  • Participate in key community events, such as chamber of commerce meetings, non-profit, and community-focused organizations, and service clubs in the specified target market to identify financial needs and offer bank product solutions.
Requirements
  • High school diploma or equivalent with a minimum of 3 years of residential mortgage loan experience.
  • College degree in business, finance, or a related field of study is preferred.
  • Basic knowledge of agency guidelines and industry standards as they relate to retail mortgage lending, conventional, lot, construction, and FHA/VA/USDA/Portfolio loan programs.
Core Competencies
  • Adaptability and flexibility.
  • Decision-making and judgment.
  • Relationship building.
  • Attention to detail.
  • Prospecting and referring.
  • Accountability.
Physical Requirements

Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions in compliance with the Americans with Disabilities Act (ADA).

Physical Demand:

Percentage of Time:

Communicate with customers, advisors, and managers regarding banking transactions and issues. Able to exchange accurate information with others. 90-100%

Able to verify authenticity of financial instruments, forms, documents, and signatures. Able to verify identity of customers, vendors, and service providers. Able to observe actions of others to ensure safety and security of the facility. 90-100%

Able to grasp, move, and sort forms and papers. 90-100%

Constantly operate a computer and other office machinery such as calculator, copy machine, fax machine, scanner, printer, and telephone. 90-100%

Able to remain stationary at a desk for long periods of time. 75-100%

Regularly move about the office to access file cabinets, storage drawers, and various office equipment. 75-100%

Occasionally position self to reach heights between floor and 6'. Travel to customer homes, businesses, community events, and closing locations as required to meet or exceed referral, customer service, and sales goals. 25-75%