Mortgage Loan Originator

3 weeks ago


Martinsville, Virginia, United States First Mutual Holding Full time

Job Summary

The Mortgage Loan Originator originates first mortgage loans and home improvement loans for consumers at First Mutual Holding. This role requires strong communication and interpersonal skills to engage with customers and real estate professionals.

Key Responsibilities

  • Originate one-to-four family residential loans and commercial loans by working with customers and real estate professionals.
  • Respond to customer inquiries regarding loan products and applications.
  • Stay up-to-date on government regulations and company policies related to lending.
  • Promote the Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
  • Project a positive image of the company and build relationships with customers and partners through community activities and business functions.
  • Cross-sell and stay informed about the company's entire product line, including lending and savings products.
  • Ensure compliance with fair lending laws and company policies.
  • Effectively manage service providers and vendors.

Requirements

  • 2-4 years of experience in financial services or banking.
  • Certification: NMLS is required.
  • High School Diploma or equivalent; Bachelor's degree is preferred.
  • Proficiency in MS Office or similar software.

Work Environment

  • The employee is regularly required to lift, walk, stand, sit, bend, reach, and use hands and arms.
  • The employee must occasionally lift and/or move up to 25 pounds.
  • The noise level in the work environment is usually quiet to moderate.


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