Mortgage Loan Originator

1 week ago


Martinsville, Virginia, United States First Mutual Holding Company Full time

Job Summary:

The Mortgage Loan Originator is responsible for originating first mortgage loans and home improvement loans for consumers. This role requires strong communication and interpersonal skills, as well as a thorough understanding of banking laws and regulations.

Key Responsibilities:

  • Originate one-to-four family residential loans and commercial loans by talking with customers and contacting realtors, builders, etc.
  • Engage in sales efforts at the customer's home or place of business and away from the bank's place of business or any office maintained for loan production business purposes.
  • Respond to customer/contact inquiries regarding the association's loan products and customer's applications.
  • Keep up-to-date on government regulations and the association's policies and procedures regarding lending.
  • Promote the association's Community Reinvestment Act loan program to real estate agents in low-to-moderate income neighborhoods.
  • Project a positive image of the association and make sales contacts by participating in community activities, organizations, and business-related functions.
  • Cross-sell and keep up-to-date on the association's entire product line including both lending and savings products.
  • Know, understand, and comply with current fair lending laws and bank policies and procedures.
  • Manage service providers and vendors effectively.

Requirements:

  • 4 years of experience in financial service or banking is required along with strong understanding of banking laws, regulations and guidelines is required.
  • NMLS certification is required.
  • High School Diploma or equivalent is required; Bachelor's degree is preferred.
  • Proficiency in MS Office [Outlook, Excel, Word] or similar software is required.

Work Environment:

This position is customarily and regularly performed outside of an office setting and hours of work are not structured.

This job description is designed to provide a general overview of the requirements of the job and does not entail a comprehensive listing of all activities, duties, or responsibilities that will be required in this position.



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