Commercial Banking Officer

2 days ago


Houston, Texas, United States Prosperity Bank Full time
Job Title: Commercial Banking Officer

We are seeking a highly skilled Commercial Banking Officer to join our team at Prosperity Bank. As a Commercial Banking Officer, you will be responsible for building and maintaining relationships with commercial clients, identifying new business opportunities, and providing exceptional customer service.

Key Responsibilities:
  • Solicit commercial clients and aggressively seek new business opportunities through client and prospect calls, referrals, and cross-selling efforts.
  • Obtain and maintain Certificates of Deposit (COIs) and attend various networking events in the assigned geographic area.
  • Develop and maintain a deep understanding of commercial banking products and services, including loan structuring and credit analysis.
  • Generate a wide variety of commercial and real estate loans, with a focus on building long-term relationships with clients.
  • Contribute to deposit growth by cross-selling and promoting additional banking products.
Requirements:
  • Bachelor's degree in banking, finance, or a related field.
  • Formal credit training and/or underwriting knowledge and experience.
  • Typically a minimum of seven years of direct lending or credit support-related experience, with a focus on business relationships.
Preferred Qualifications:
  • Familiarity with sales, loan processing, and closing processes.
  • Extensive knowledge of commercial banking products and services, including C&I and owner-occupied and investment commercial real estate loans.
  • Ability to expand loans, client relationships, and cross-sell bank products.
Work Environment:

Monday-Friday, 8:00am-5:00pm, 40 hours per week.



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