Mortgage Loan Processor

1 month ago

Richardson, Texas, United States Texans Credit Union Full time
Job Title: Mortgage Loan Processor

**Job Summary:**

We are seeking a highly skilled Mortgage Loan Processor to join our team at Texans Credit Union. As a Mortgage Loan Processor, you will be responsible for processing all loans in a timely and accurate manner, maintaining open communication with members and branch personnel, and ensuring compliance with Texans Credit Union Policy, State and Federal regulations.

**Key Responsibilities:**

* Comprehensive review and analysis of 1st Mortgage, Home Equity Loans, Home Equity Lines of Credit, Lot Loans, Construction Loans, and Home Improvement loans (purchase and refinance)
* Provide timely and accurate review of conditions of loan approval
* Calculation of basic income
* 1st line of appraisal and title review
* Establish timely and proactive communication routines to follow up on conditions of loan approval and loan status updates with our members and/or branch personnel
* Order and follow-up on vendor related documents (appraisal, title, flood certifications)
* Prepare and distribute preliminary initial disclosures
* Prepare and distribute loan closing documents
* Schedule loan closing appointments and coordinate with branch personnel
* Proactively manage loan pipeline
* Complete loan funding process
* 1st level escalation support
* Performs additional duties as assigned

**Requirements:**

* Good working knowledge and proficient understanding of Texas 1st Mortgage and Home Equity Lending and Requirements
* Proficient in Mortgage/Home Equity loan processing with a good understanding of Mortgage/Home Equity products
* Excellent written and verbal communication skills
* Strong interpersonal skills to interact with members, vendors and other internal departments
* Detail oriented
* Ability to work independently and also thrive in a team and a fast-paced, ever-changing high production loan environment
* Good computer skills and a working knowledge of Microsoft Office products including Excel
* Excellent time management and organizational skills
* Fundamental understanding of FISERV Velocity and OSI/DNA systems
* Good working knowledge of CFPB-Dodd/Frank Ability to Repayment requirements and TRID regulatory parameters

**Education and Experience:**

* Equivalent to a high school education
* Minimum 3 years of similar or related experience in Mortgage/Home Equity loan processing

**Language:**

en

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