Credit Analyst

2 weeks ago


Kansas City, Missouri, United States Commerce Bank Full time
About Commerce Bank

We're a bank that's been around for over 155 years, and we're still going strong. Our culture is built on helping people and businesses thrive, and we're committed to making a positive impact in our communities.

Job Summary

We're looking for a Credit Specialist to join our team. As a Credit Specialist, you'll conduct comprehensive financial analysis on companies of diverse industries and sizes. You'll work with seasoned commercial bankers to conduct financial analysis for commercial loan requests ranging from $250K to $50 Million.

Key Responsibilities
  • Conduct financial analysis for commercial loan requests, researching key underwriting criteria including loan structure, cash flow, collateral competition, and industry considerations.
  • Prepare credit packets and submit work for feedback and analysis.
  • Research and understand loan documentation and various bank systems.
  • Prepare financial spreads and other credit-related items as needed.
  • Perform other duties as assigned.
Requirements
  • Intermediate knowledge of basic financial concepts and financial statements.
  • Intermediate understanding of financial statements and key financial ratios such as leverage and debt service coverage.
  • Excellent analytical skills utilizing financial and accounting principles.
  • Ability to work overtime as needed.
  • Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities.
  • Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills.
  • Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values.
  • Intermediate level proficiency with Microsoft Word, Excel, and Outlook.
Education and Experience
  • Bachelor's degree in Business, Finance, or Accounting or equivalent combination of education and experience required.
  • 2+ years related financial services experience required.
  • Previous banking experience preferred.

We offer a competitive compensation package, including a salary range of $22.60 to $34.60 per hour, depending on experience and qualifications. We also offer a range of benefits, including employer-sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits.

Location: 1000 Walnut, Kansas City, Missouri 64106

Time Type: Full time



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