Commercial Underwriting Professional
3 days ago
We are a leading financial institution that provides innovative products and services to our customers. Our team is dedicated to delivering exceptional customer service in a professional and trustworthy environment.
We strive to be responsive to the financial needs of our customers and maintain personal communications with them beginning with our Board of Directors.
Salary: $65,000 - $85,000 per year
Job DescriptionKey Responsibilities:
- Evaluate creditworthiness of individuals and businesses by analyzing data and financial information.
- Assess the risk involved in extending credit or lending money.
- Analyze cash flow and financial statements to determine the ability of borrowers to meet their financial obligations.
- Document all financial analysis work thoroughly and provide recommendations for approval, decline, or counteroffer.
- Review individual and commercial customer files to identify and select delinquent accounts for evaluation and action.
Required Skills and Qualifications:
- Bachelor's degree in Accounting, Finance, or related field of study.
- Minimum of 1 year experience in commercial underwriting or banking.
- Specialized bank lending education/training.
- SBA experience preferred but not required.
Benefits:
- Medical benefits.
- Dental benefits.
- Vision benefits.
- Life insurance (employer-paid).
- 401(k) matching.
- PTO (Paid Time Off).
- Paid Federal Bank holidays.
- LTD insurance (employer-paid).
- Flexible spending account.
- Health savings account (employer contribution).
- LifeMart (employee discount programs).
Others:
- Developed financial analysis skills.
- Thorough knowledge of current related obligations.
- Ability to manage a moderate workload with limited oversight.
- Attention to detail.
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