Loan Underwriting Specialist

2 months ago


Pontiac, Michigan, United States United Wholesale Mortgage Full time
Job Overview

At United Wholesale Mortgage, we are committed to excellence and empower our team members to become the best version of themselves. We provide opportunities for individuals who want to excel in the mortgage industry.

Our Company Culture

We are an Equal Opportunity Employer and provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.

Why Work with Us

  • Competitive Benefits
    • Paid time off (PTO)
    • Medical, dental, and vision insurance
    • Disability and life insurance
    • 401(k) with employer match
  • Professional Growth
    • Paid training and career development
    • Paid holidays
    • Referral bonuses
  • Work-Life Balance
    • Flexible start time
    • Maternity and paternity leave

Job Responsibilities

  • Provide elite service to internal and external clients
  • Manage multiple priorities while building rapport with clients
  • Collect, review, and examine an applicant's financial history and records
  • Perform risk assessment reports
  • Analyze client's financial statements and identify effective alternatives to application
  • Make loan approval decisions
  • Maintain knowledge of and adhere to investor guidelines, state, and federal underwriting lending policies, and the required documentation
  • Keep up with changes and adaptations as they occur
  • Communicate with clients on loan conditions and statuses via phone or video message

Requirements

  • Completed Bachelor's degree
  • Excellent written and verbal communication skills
  • Complex rationale and problem-solving skills
  • Willingness to learn and be coached
  • Adaptable to a flexible, fast-changing industry
  • Self-motivated with a strong work ethic

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