Credit Risk Specialist

6 days ago


New York, New York, United States Bank of America Full time
Job Title: Credit Risk Officer

At Bank of America, we are committed to helping our clients achieve their financial goals through responsible growth. As a Credit Risk Officer, you will play a critical role in analyzing credit and investigating existing and prospective clients and counterparts.

Key Responsibilities:
  • Conduct financial analysis and track portfolio company performance to assess ongoing creditworthiness.
  • Assist in the origination, negotiation, and structuring of senior bank debt and related credit products.
  • Build extensive knowledge of each client through in-depth research and industry expertise.
  • Work closely with professionals throughout Risk and Global Banking and Markets to ensure effective credit risk management.
Requirements:
  • 7+ years of commercial/corporate banking risk and/or analysis experience.
  • Understanding of basic accounting and working knowledge of corporate finance.
  • Strong business writing skills and ability to coach junior teammates.
Desired Qualifications:
  • Bachelor's degree in a relevant field.
  • Foundational understanding of legal credit agreements and ability to interpret relevant laws, rules, and regulations.
  • Working knowledge of ancillary bank products and specific experience within Technology, Media, Telecom & Gaming a bonus.
Skills:
  • Credit and Risk Assessment.
  • Financial Accounting.
  • Issue Management.
  • Portfolio Analysis.
  • Risk Analytics.
  • Attention to Detail.
  • Business Intelligence.
  • Collaboration.
  • Oral Communications.
  • Presentation Skills.
  • Prioritization.
  • Project Management.
  • Written Communications.
Work Environment:

1st shift (United States of America)

40 hours per week



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