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Customer Support Specialist I, Recreation Lending
2 months ago
Merrick Bank is dedicated to our mission of providing exceptional service to our customers while empowering underserved individuals to achieve their credit aspirations. We value our associates, ensuring they feel recognized, heard, and appreciated, understanding the significance of their contributions. For over two decades, our core principles—doing what is right, prioritizing the customer, and embracing the philosophy of Earn, Learn, Have Fun (E.L.F.)—have established us as an Employer of Choice. Experience the difference at Merrick Bank.
Position SummaryThe Customer Support Specialist I serves as the friendly voice of the Recreation Lending Team, primarily responsible for managing incoming customer inquiries. This role involves assisting our Recreation Lending Department clients by addressing questions and concerns related to payments, payoffs, and other inquiries for accounts that are 16 days or less past due. Customer interactions will occur through various channels, including phone and email.
Key Responsibilities- Assist customers over the phone by providing ACH information to facilitate payment postings to their accounts, setting up Auto ACH payments, and offering online support for accounts under 16 days past due.
- Provide accurate payoff quotes to consumers and dealers, adhering to the Bank's policies and procedures.
- Manage daily mail, ensuring it is sorted and distributed to the appropriate teams for processing.
- Handle returned mail, determining necessary actions such as updates or customer/vendor outreach.
- Scan and distribute documents to relevant team members, including other business units.
- Print and deliver forms as requested, such as Auto ACH Forms and Deferral forms.
- Receive and manage inbound calls from customers, recreation collateral dealers, and financial institutions.
- Consistently meet or exceed performance metrics related to average handling time and call volume.
- Support level II and senior inbound representatives, as well as other assigned personnel.
- Act as a reliable resource in the absence of the Team Leader, assisting with process completion.
- Complete additional tasks as assigned by leadership.
- Maintain positive relationships within the department and across other teams.
- Adhere to all internal control policies and procedures of the Bank.
- Understand and comply with all applicable laws and regulations governing the Bank's operations.
- Report any operational issues, compliance violations, or illegal activities promptly.
- High School Diploma or equivalent experience is required.
- Preferred: One year of experience in a customer support role.
- Professional demeanor with strong organizational skills.
- Proficient in Microsoft Office Suite (Word, Excel, etc.), email, and database software.
- Adaptable and flexible, with a willingness to thrive in a dynamic environment.
- Familiarity with customer support in a sub-prime financial context is a plus.
- Knowledge of federal and state collection, banking, lending, and bankruptcy laws is preferred.
- Ability to solve practical problems and manage various variables effectively.
- Strong verbal and written communication skills, including negotiation abilities.
- Effective planning, organization, time management, and problem-solving skills.
- High level of accountability and accuracy in work with minimal supervision.
- Commitment to professional development and continuous learning.
- Consistent demonstration of the company's C.R.I.T.I.C.A.L. values.
We offer a comprehensive rewards package, including a competitive base salary, variable pay incentives based on the role, and a robust benefits suite. Compensation is determined by job-related knowledge, relevant experience, skills, certifications, and geographic location. Our benefits include medical, dental, vision, life insurance, a 401(k) plan with company match, paid vacation, sick leave, and additional programs to support our employees' needs.
Merrick Bank is an equal opportunity employer, evaluating qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status, or any other legally protected characteristic. A thorough background check will be conducted for all hires in compliance with applicable laws.