Business Lender II
3 weeks ago
Job Summary:
Erie Federal Credit Union is seeking a highly skilled Business Lender II to join our team. As a Business Lender II, you will be responsible for developing new business loan relationships, assessing member needs, and providing expert financial guidance to support the growth of our members' businesses.
Key Responsibilities:
- Develop and maintain a portfolio of business loan relationships, providing expert financial guidance and support to members.
- Assess member needs and provide tailored financial solutions to meet their business goals.
- Negotiate loan terms and structures, ensuring compliance with Credit Union policies and regulatory guidelines.
- Underwrite business credit card requests and present packages for approval.
- Collaborate with the Portfolio & Servicing function to monitor loan portfolios and ensure compliance with regulatory requirements.
- Represent the Credit Union in the community, building relationships with business members and promoting our products and services.
- Maintain knowledge of Credit Union products and services, as well as industry trends and market developments.
Requirements:
- Professional, well-developed interpersonal and communication skills.
- Minimum five years of progressively responsible business lending experience, including a book of business and centers of influence.
- Demonstrated ability to analyze financial statements, structure loans, and recommend loan packages for approval.
- Effective sales, analytical, organizational, and problem-solving skills.
- Intermediate technology skills in Microsoft Word, Excel, and database programs.
Working Conditions:
This position requires frequent travel and/or working outside the office, approximately 50% of the workday. A valid Pennsylvania driver's license is required.
Erie Federal Credit Union is an Equal Opportunity Employer.
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