Credit Risk Associate

17 hours ago


New York, New York, United States Sumitomo Mitsui Banking Corporation Full time
Job Title: Credit Risk Associate

Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution with a rich history and diverse range of financial services. We are seeking a highly skilled Credit Risk Associate to join our team in the Americas Division.

Job Summary:

The Credit Risk Associate will play a critical role in supporting the enhancement and refinement of our Credit Risk control measures for the SMBC Americas Division portfolio. This includes identifying and analyzing credit portfolio trends, working with the credit risk data management team, and communicating analysis to team leads and senior management.

Key Responsibilities:
  • Engage with data management team to obtain relevant portfolio data, identify key trends, and synthesize such data to develop a cohesive assessment of the credit portfolio.
  • Produce portfolio reporting utilizing advanced MS Excel and data automation tools.
  • Assess developments in the credit portfolio with respect to risk guidelines, framework, or limits as appropriate.
  • Develop analytical views on both internal portfolio and credit market trends to be incorporated in senior management presentations and regulatory reporting.
  • Create presentations that analyze trends and developments, and highlight key points in a readily understandable manner.
Requirements:
  • Bachelor's degree in Finance, Economics, Data Science, or related field. Master's degree a plus.
  • 2 or more years of related work experience in financial services preferred.
  • Former Credit Risk Analysis and Data Analysis background a plus.
  • Strong technical and quantitative analysis skills with knowledge of Microsoft Office Suite, including Excel, Word, and PowerPoint, and also Database knowledge a plus.
  • Excellent interpersonal and written and verbal communication skills.
What We Offer:

SMBC offers a competitive portfolio of benefits to its employees, including a hybrid workforce model that provides employees with an opportunity to work from home, as well as from an SMBC office. We are an equal employment opportunity employer and welcome applications from diverse candidates.


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