Mortgage Loan Originator

3 weeks ago


Bloomington, Illinois, United States United Nations Federal Credit Union Full time
Job Summary

We are seeking a highly skilled Mortgage Loan Officer to join our team at the United Nations Federal Credit Union. As a Mortgage Loan Officer, you will be responsible for soliciting and originating residential first and second mortgage loans, determining applicants' financial needs, and promoting mortgage products and services that meet those needs.

Key Responsibilities
  • Interview applicants to determine qualifications and recommend appropriate mortgage products and services.
  • Establish and maintain relationships with potential applicants and promote mortgage business.
  • Manage the application process, including data transfer, disclosure review, and regulatory compliance.
  • Develop methodologies to determine opportunities for new mortgage business and develop relationships to assist borrowers during the mortgage process.
  • Monitor products, services, and rates to ensure competitiveness and recommend changes to management based on market conditions.
  • Act as a resource within the Mortgage Department and participate in credit union training programs.
Requirements
  • Associate's degree or equivalent experience.
  • Strong PC skills and knowledge of MS Office.
  • Thorough knowledge of mortgage lending regulations, secondary mortgage market, and private mortgage insurance guidelines.
  • 2-4 years of progressive mortgage originations experience.
About Us

The United Nations Federal Credit Union is a global not-for-profit financial institution that serves the UN community. We are committed to providing peace of mind to our members and colleagues and strive to achieve service excellence in all that we do. We celebrate diversity and are committed to creating an inclusive environment for all employees.



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