Agricultural Lending Specialist

We are seeking a highly skilled and experienced Ag/Commercial Loan Officer to join our team at Fidelity Bank & Trust. As an Ag/Commercial Loan Officer, you will play a critical role in supporting our Ag and Commercial clients by providing them with the financial solutions they need to succeed.

• Develop and maintain relationships with Ag and Commercial clients, including agribusiness and small to large commercial business owners.
• Assess the creditworthiness of potential borrowers and determine appropriate lending solutions.
• Structure loan packages to meet the specific needs of our diverse client base, including operating loans, equipment financing, and real estate loans.
• Monitor loan portfolios and proactively address any potential risks or issues.
• Proactively generate leads and referrals for deposit accounts, including checking, savings, money market, and certificate of deposit (CD) accounts.
• Stay informed about industry trends, market conditions, and regulatory changes affecting the specific business sectors.
• Collaborate with other members of the banking team to cross-sell additional products and services to agricultural clients.

• Bachelor's degree in finance, agricultural economics, or a related field.
• Minimum of 5 years of experience in commercial and/or agricultural lending or a related field.
• Strong understanding of agricultural/commercial operations.
• Excellent communication and interpersonal skills, with the ability to build rapport and trust with clients.
• Solid financial analysis skills, including the ability to assess credit risk and structure loan packages.
• Knowledge of banking regulations and compliance requirements related to agricultural lending.
• Proven track record of meeting or exceeding sales targets and goals.

Please note that this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Fidelity Bank & Trust is an equal opportunity employer and welcomes applications from diverse candidates. If a reasonable accommodation is needed to complete the application process, please contact Human Resources at and let us know how we can help.