Mortgage Loan Originator
4 weeks ago
Unlock Your Potential in Mortgage Sales
Fifth Third Bank is seeking a skilled Mortgage Loan Originator to join our team. As a Mortgage Loan Originator, you will be responsible for originating residential 1st mortgage loans for outside referrals, meeting sales and cross-selling objectives, and assuming overall responsibility for the loan from application to closing.
Key Responsibilities:
- Develop and maintain referral contacts with realtors, builders, and other professionals.
- Stay up-to-date on Fifth Third Mortgage Company's policies and procedures.
- Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
- Follow defined protocols for escalation exceptions.
- Take applicant applications, complete Fannie Mae form 1003, and utilize the laptop for communication and access of daily rates, credit reports, and loan transmission.
- Collect and deliver loan packages within set time frames.
- Manage pipelines for originated loans through closing and complete required management reports.
- Communicate with branches and applicants regarding loan progress and updates.
- Provide high levels of customer service while managing expectations.
Requirements:
- High school diploma or equivalent required; four-year college degree preferred.
- Minimum 2 years of mortgage sales experience.
- Established book of local referral sources.
- Existing mortgage sales of $1 million per month.
- Knowledge of conventional and/or government lending guidelines.
- Knowledge of residential mortgage processing, underwriting, and closing procedures.
- Knowledge of federal lending regulations governing real estate lending.
- Demonstrated organizational, communication, and teamwork skills.
- Proven computer skills and basic sales technique skills.
About Fifth Third Bank:
Fifth Third Bank is committed to promoting an engaged and inclusive culture, ensuring equal employment opportunity in all employment decisions, and promoting diversity and inclusion.
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